VerifyDeceased confirms whether a consumer is deceased using fresh nationwide death data. Upload your list and get back date of birth, date of death, age and last known property address. Built for banks, lenders, card issuers and fraud teams.
No credit card required. No contract, no minimum, no setup fee. You pay $0.04 per confirmed match and nothing at all for records we cannot verify.
Running a vendor review? Our security and compliance page has the encryption, retention, subprocessor and incident response detail your team will ask for.
We would rather show you the numbers that matter than quote ourselves. Every figure below is part of the service, not a marketing estimate, and we will confirm each one during your evaluation.
Fraudsters use the identities of people who have passed away to open bank accounts, apply for credit cards, take out loans and even secure jobs. The estates and families rarely notice in time, and businesses absorb the loss.
The gap exists because most death data is slow. When records take two to three months to surface, criminals have a wide open window. VerifyDeceased closes that window.
Confirmed deceased records are available days after a person passes, closing the fraud window fast.
Slow reporting leaves a long gap where deceased identities can be used undetected.
We are one of the only companies in the United States that surfaces confirmed deceased consumer records within a week. That speed is the difference between catching fraud and paying for it.
No vague claims about "millions of records". These are the sources behind every confirmed match, and this is how a record is verified before it reaches you.
Death registrations and registrar filings sourced from state and county vital records offices nationwide. These are the authoritative record of a death and anchor the date of death we return.
Authoritative source of recordThe Social Security Administration Death Master File, accessed through the certification program administered by NTIS for entities with a legitimate fraud prevention or claims need.
Federal file, certified accessPublished obituaries and funeral home and mortuary notices are monitored continuously nationwide. These usually appear days before a record reaches any government file.
Often the earliest signalInterment, memorial and cemetery records used to corroborate a death and to resolve identity when names are common or spelling varies.
Corroborating sourceProbate and estate administration filings confirm a death through the court record and help establish the last known residence of the decedent.
Corroborating sourceOur parent company LeadCruncher contributes nationwide property and address data. This is what lets us return a last known property and mailing address on a match, not just a date.
Enrichment layerThe Death Master File is one input, and on its own it is both incomplete and slow. Obituaries, funeral notices and registrar filings usually surface a death well before it reaches any federal file. We ingest continuously and corroborate against supporting evidence before publishing, because a false positive on a living consumer is the costliest error we can make.
See how a record is confirmedUpload a name and get back the full picture on every confirmed deceased consumer.
Match your records to confirmed deceased consumers with a precise date of birth and date of death.
Age is calculated for you so your team can validate and segment records at a glance.
Every match is enriched with the last known property and mailing address on file.
Nationwide city and state coverage keeps your compliance and identity checks accurate.
A simple weekly cycle keeps your data clean and your revenue protected.
Our team publishes fresh confirmed deceased consumer records every week, often within seven days of passing.
Send a file with first name, middle name, last name and any details you have. CSV or Excel, no size limit.
Our matching engine compares your records against millions of confirmed deceased records nationwide.
Download matches with date of death, age and property address. Pay only for the records we confirm.
From account opening to claims and collections, VerifyDeceased fits wherever a deceased identity can cause loss.
Stop deceased account takeover and new account fraud before funds move.
Learn more →Screen every applicant against confirmed deceased identities.
Learn more →Catch deceased identity use in hiring, onboarding and payroll.
Learn more →Confirm date of death for claims, policy reviews and audits.
Learn more →Prevent benefit and entitlement payments to deceased recipients.
Learn more →Suppress deceased accounts before your team makes contact.
Learn more →Encryption, retention, access control and GLBA Safeguards alignment, stated plainly. If a control is still in progress we say so rather than dressing it up.
TLS 1.2 or higher on every connection and AES-256 encryption at rest across databases, object storage and backups.
Records you submit are held only as long as needed to deliver and reconcile results, then deleted on a defined schedule.
Least privilege access, multi factor authentication on administrative access, and API keys scoped per environment.
Security relevant events are logged and monitored, with recurring vulnerability scanning and annual penetration testing.
A documented incident response plan with defined severities, escalation paths and customer notification commitments.
Death data is powerful. We contract for legitimate use only, and we contract our own providers to the same standard.
We complete customer questionnaires as a standard part of onboarding. Ask for the security package and you get our FTC Safeguards Rule control mapping, encryption and key management detail, the data retention schedule, incident response and breach notification commitments, business continuity summary, subprocessor list and our most recent penetration test summary.
Everything banks, lenders and fraud teams ask before they start.
VerifyDeceased is a deceased consumer verification service that lets banks, lenders and enterprises confirm whether a person is deceased. You upload a list of names and receive confirmed matches with date of birth, date of death, age and last known property address.
Creating an account is free and no credit card is required. There is no subscription, no setup fee, no minimum and no contract. You add funds only when you are ready to run verifications, and you are charged $0.04 per confirmed match. Records we cannot confirm as deceased are never billed, so a test list only costs you for the deaths we actually verify.
We combine state and county vital records, the Social Security Administration Death Master File accessed through the NTIS certification program, published obituaries and funeral home notices, cemetery and interment records, and probate and estate court filings. Confirmed records are then enriched with last known property and mailing address data from our parent company LeadCruncher.
We add confirmed deceased consumer records every week, often within seven days of a person passing away. Most other providers are two to three months behind, which leaves a window fraudsters use to open accounts and apply for credit in a deceased person's name.
We are working toward a SOC 2 Type II report and we do not claim one until it is complete. Our information security program is built and documented against the FTC Safeguards Rule at 16 CFR Part 314, with a designated Qualified Individual, a written risk assessment, multi factor authentication, AES-256 encryption at rest, TLS 1.2 or higher in transit, logging and monitoring, and a documented incident response plan. The full control mapping is published on our security page.
Standard verification is $0.04 per record. Bulk pricing drops to $0.01 per record when you verify at least 100,000 records per month. You only pay for confirmed matches, so there is no charge for records we cannot verify.
At a minimum you need first name and last name. Adding middle name, date of birth, city or state improves match accuracy. You can upload a CSV or Excel file, or send records in real time through our API.
Yes. Our REST API lets banks, card issuers and platforms verify a single identity or a batch in real time during account opening, credit applications or claims processing. See the developers page for full API documentation.
VerifyDeceased provides confirmed deceased consumer records across all 50 states and the District of Columbia, with nationwide city and state coverage.
Join the banks, lenders and fraud teams protecting revenue with fresh, confirmed death data. Creating an account is free and takes minutes. No card, no contract, no minimum, and you only pay $0.04 for each record we confirm as deceased.