How it works

From a raw list to verified deceased matches in minutes

VerifyDeceased makes deceased consumer verification simple. Upload your records, let our engine match them against fresh nationwide death data, and act on confirmed results the same day.

Data provenance

Where our death data comes from

We combine authoritative government records with the sources that surface a death earliest, then corroborate before anything is published.

State and county vital records

Death registrations and registrar filings sourced from state and county vital records offices nationwide. These are the authoritative record of a death and anchor the date of death we return.

Authoritative source of record

SSA Death Master File

The Social Security Administration Death Master File, accessed through the certification program administered by NTIS for entities with a legitimate fraud prevention or claims need.

Federal file, certified access

Obituaries and funeral home notices

Published obituaries and funeral home and mortuary notices are monitored continuously nationwide. These usually appear days before a record reaches any government file.

Often the earliest signal

Cemetery and interment records

Interment, memorial and cemetery records used to corroborate a death and to resolve identity when names are common or spelling varies.

Corroborating source

Probate and estate court filings

Probate and estate administration filings confirm a death through the court record and help establish the last known residence of the decedent.

Corroborating source

LeadCruncher property and address data

Our parent company LeadCruncher contributes nationwide property and address data. This is what lets us return a last known property and mailing address on a match, not just a date.

Enrichment layer
Confirmation pipeline

How a record is confirmed before you see it

A false positive on a living consumer is the costliest error we can make, so a single unverified signal is held rather than published.

1

Ingest continuously, not on a monthly batch

Sources are collected on a rolling basis rather than waiting for a monthly or quarterly file drop. This is the single biggest reason our records surface faster than the industry norm.

2

Standardise and resolve the identity

Names are normalised for nicknames, middle initials, suffixes and common spelling variations, then resolved against date of birth and location so two different people with the same name are not merged.

3

Corroborate before publishing

A record is confirmed against supporting evidence before it enters the production database. Single unverified signals are held rather than published, because a false positive on a living consumer is the costliest error we can make.

4

Enrich with last known property data

Confirmed records are enriched with the last known property and mailing address from LeadCruncher property data, and an age at death is calculated from the confirmed dates.

5

Score and publish weekly

Every published record carries a match confidence score so your team can set the threshold that fits your risk tolerance. New confirmed records go live every week.

The process

Five steps to clean, verified data

A repeatable weekly cycle that keeps your records accurate and your revenue protected.

1

We collect and confirm deceased records

Our team gathers deceased consumer records from authoritative sources nationwide and confirms each record before it enters the database. New records are added every week, often within seven days of a person passing away.

2

You prepare and upload your list

Export the records you want to check into a CSV or Excel file. Include first name and last name at a minimum. Adding middle name, date of birth, city or state improves match accuracy. There is no limit on file size.

3

Our engine matches your records

VerifyDeceased compares each of your records against millions of confirmed deceased records. Advanced name matching handles nicknames, middle initials and common spelling variations to reduce false positives and false negatives.

4

You review confirmed matches

Every confirmed match returns date of birth, date of death, age at death and last known property address with a confidence score. Download the results as a file or receive them through the API.

5

You act with confidence

Suppress accounts, decline applications, pause outreach or flag claims for review. You pay only for the records we confirm as deceased, so there is no cost for records we cannot verify.

Inputs and outputs

What you send and what you get back

Send us as little as a name. Get back a complete, confirmed picture on every match.

What you upload

First nameRequired
Last nameRequired
Middle nameRecommended
Date of birthRecommended
CityOptional
StateOptional

What you receive on a match

Deceased statusConfirmed match or no match
Date of birthOn file for the deceased consumer
Date of deathConfirmed date of passing
Age at deathCalculated for you
Property addressLast known property and mailing address
Confidence scoreHow strong the match is
Two ways to verify

Batch files or real time API

Use whichever fits your workflow. Many teams use both.

Batch verification

Upload a file of records and download confirmed matches. Ideal for periodic portfolio cleaning, monthly audits and suppression list updates before a campaign.

  • CSV or Excel upload
  • No file size limit
  • Results ready in minutes

Real time API

Verify a single identity or a batch through our REST API during account opening, loan origination or claims processing, with a confirmed result in milliseconds.

  • Single or bulk requests
  • Millisecond response times
  • Simple JSON request and response
View API docs
Questions

How it works, answered

Where does VerifyDeceased data actually come from?

We combine state and county vital records, the Social Security Administration Death Master File accessed through the NTIS certification program, published obituaries and funeral home notices, cemetery and interment records, and probate and estate court filings. Confirmed records are then enriched with last known property and mailing address data from our parent company LeadCruncher.

Is this just the SSA Death Master File?

No. The Death Master File is one input, and on its own it is both incomplete and slow. Obituaries, funeral notices and vital records filings usually surface a death well before it reaches a federal file, which is why our records are typically available within a week rather than two to three months.

How do you avoid false positives on living consumers?

We corroborate a death against supporting evidence before the record is published, and we resolve identity using date of birth and location rather than name alone. Every match returns a confidence score so you can set your own threshold, and we recommend a manual review step before any irreversible action such as closing an account.

How often is the data refreshed?

Sources are ingested continuously and new confirmed records are published every week, often within seven days of a person passing away. Most providers in this market operate on a two to three month cycle.

How long does verification take?

Batch file matching typically completes in minutes. Real time verification through the API returns a result in milliseconds, so you can screen an identity during account opening or a credit application without slowing the customer down.

What file formats can I upload?

You can upload CSV or Excel files. Each row should represent one person, with columns for first name, last name and any optional fields such as middle name, date of birth, city and state.

How accurate is the matching?

Our matching engine uses name normalization and additional identifiers such as date of birth and location to return high confidence matches. Every match includes a confidence score so your team can set the threshold that fits your risk tolerance.

Ready to verify your first list?

Creating an account is free and needs no credit card. Upload a file in minutes and pay $0.04 only for the records we confirm as deceased.